Unlock Your Dream of Home Ownership
Nicole Tracey
Many families, just like yours are struggling to realize their dream of home ownership. We can help you find the mortgage with great rates and terms that will turn your dream into a reality.
Book A CallFlexible Options
We offer a wide product offering with lots of financing options.
Personal Attention
We offer a higher level of personal customer service for our clients.
Working For You
I work for you and your interests, not one specific lender.


Getting a mortgage can raise a lot of questions and anxiety.
How much do I qualify for?
How can I get the best rate?
Do I need insurance?
What happens if the interest rate changes?
How can I minimize the risks?
Getting a mortgage should be within reach
If you have a job and you’ve worked hard at building your credit history, we believe you should be able to secure a mortgage to buy a home. If it is your first home, or you’re self employed, or if the banks aren’t able to help, don’t give up. We have helped many families who were unable to find a mortgage elswhere.
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Nicole Tracey
Mortgage Agent Level 2 – Lic # M18002267
My journey into the broker channel started with a simple belief: that everyone should have a place to call their own. Fueled by this belief, I’ve built up my expertise, embraced modern tools, and joined a team of experts at Mortgage Architects, who are dedicated to providing exceptional service to awesome clients all over Canada.
What sets me apart? It’s not just about finding a mortgage – it’s about understanding your unique needs and going the extra mile. From our first conversation to the moment you step into your new home, I take pride in my attention to detail, dedication, and a customer-focused approach that ensures your satisfaction.
What My Clients Are Saying
I work hard for my clients and have helped many families realize the dream of home ownership. Here is what a sampling of them have to say about their experience working with me.
Nicole is very knowledgeable and easy to work with. Won’t get too far into the particulars of our mortgage, but I will say Nicole went the extra mile to make sure we were comfortable with our decision and she made herself available any time we needed to contact her. She consistently updated us on any/all progress being made. Overall, it was a great experience.
Nicole Tracey is one of my go to mortgage brokers that I refer clients to . She truly cares, provides that personal touch and goes above and beyond for her clients!! Nicole gets the job done!! If you are looking for a mortgage broker I truly recommend Nicole.
We recently bought our first house and worked with Nicole Tracey to find the right mortgage for our needs. I can’t say enough good things about Nicole and the service she provides! She explained the whole process and our options to us clearly. She is knowledgeable, kind, responsive, and always professional. We would definitely work with Nicole again and will recommend her to our family and friends.

A Broker has a greater chance to help you get into your new home
Securing a mortgage is a significant step toward not just buying a new home but also setting the stage for a thriving future. As a mortgage broker, we understand the importance of finding the perfect mortgage solution tailored to your unique circumstances. Unlike traditional lenders who offer a limited range of products, we represent multiple lenders, providing us with the ability to shop around for the best rates and terms available. This extensive network ensures you receive the most competitive deal, whether you’re a first-time homebuyer, looking to refinance, or seeking a specialized mortgage.
Our commitment goes beyond just securing a loan; we aim to empower you to achieve your homeownership dreams and thrive in your new environment. With our expertise and access to diverse lending options, we take the complexity out of the mortgage process, making it smoother and more efficient. We understand that buying a home is more than a transaction—it’s about finding a place where you can build a future, create memories, and flourish.
Let us help you unlock the door to your new home and a prosperous future. With our personalized service and dedication to your needs, we are here to ensure you get the best mortgage options available, setting you on the path to success and well-being.
A Simple 3-Step Process
The process doesn’t need to be diffficult. You can get started right away!
Step 1
Book A Call
Just fill out the ‘Book a Call’ form, and we will set up a free, no-obligation consultation call.
Step 2
Complete the Application
We can work through the mortgage application together, and I can help answer your questions.
Step 3
I Present Options
I will research the best options for you and present you with a list of recommendations from my findings.
If Home Ownership is Your Dream, Don’t Miss Out
Imagine stepping into your dream home, a place where you can build lasting memories and create a future. I’m here to help make that dream a reality for you. As an experienced mortgage specialist, I’ll guide you through every step of the process, ensuring you get the best rates and terms tailored to your unique situation.
Homeownership can seem daunting, especially with the complexities of mortgage options and financial planning. But you don’t have to navigate it alone. I offer personalized solutions, whether you’re a first-time buyer, looking to refinance, or seeking to invest in a property. My goal is to simplify the mortgage process, making it as stress-free and transparent as possible.
I believe in building relationships based on trust and integrity. I’ll take the time to understand your financial goals and work diligently to find the best mortgage products that fit your needs. From pre-approval to closing, I’ll be by your side, answering your questions and providing expert advice.
Don’t let the complexities of mortgages stand in your way. Reach out to me today and take the first step toward homeownership. Your dream home is closer than you think, and I’m here to help you every step of the way.

I’ll help you find the mortgage you need to get your next home
Book a call to get the process started. There’s no better time to start than today!
Book A Call